Housing the American Dream Realized
- Laura Genin
- 4 days ago
- 2 min read
Updated: 22 hours ago
Homeownership is the core of the American Dream and the essential foundation for stable, thriving communities.
We must make this dream accessible to all, as it directly fuels:
Financial Security: It is the primary engine for generational wealth accumulation and family stability.
Stronger Communities: Homeowners are deeply invested, leading to safer neighborhoods and stronger civic bonds.
Civic Engagement: As direct stakeholders, homeowners demand greater accountability and support for vital community assets like schools and parks.
I will fighting for policies that restore this vital opportunity for every American family.
Why is housing so expensive?
Starter homes have nearly disappeared from the market.
Families and first-time buyers are outbid by investors.
Cities lack infrastructure funding to support new housing.
Vacant malls, empty office parks, and underused federal land remain wasted assets.
Zoning restrictions choke supply and drive up prices.
What can we do?
1. Builds Affordable Starter Homes
Create a National Starter Home Program to fund 3–4 bedroom, ≤2,000 sq ft homes, prioritizing first-time buyers.
Low-interest construction loans
$25,000 development grants
Energy-efficient and modular options encouraged
2. Opens Local Zoning
Offer federal incentive grants to cities that legalize:
duplexes, fourplexes, small-lot homes
higher density near transit
reduced parking and lot-size mandates
3. Convert Vacant & Underused Land
Transforms dead malls, abandoned office parks, and underused federal sites into walkable neighborhoods with mixed housing types.
4. Fund Infrastructure for Housing
Provides major federal funding for:
sewer/water
roads and sidewalks
transit
schools and parks
5. Ensures Homes Go to Residents, Not Investors
5-year owner-occupancy rule
10% cap on investor-owned homes in new developments
No corporate bulk purchases
6. Builds Walkable, Complete Communities
Projects must include:
sidewalks and bike lanes
safe crossings
parks and green spaces
mixed-use buildings
transit access
Impact
Restores the supply of entry-level family housing.
Helps first-time buyers compete and stay in their communities.
Reduces housing costs by increasing supply where demand is highest.
Creates healthier, walkable neighborhoods with mixed uses and public spaces.
Spurs economic redevelopment of vacant and blighted areas.
Conclusion
The Affordable Starter Homes and Walkable Communities is a practical pathway to making homeownership accessible again, revitalizing communities, and aligning federal investment with modern, livable neighborhood design.
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